"Someone asked what type of shots I take, not really sure how to describe it, just interesting stuff I see, progress of home remodeling projects,"
I did some of that with an old generation camera. I frustrated by not being able to see enough detail when I needed to examine the pics when I looked back in order to see what I had written on something that was covered by plasterboard afterwards. With my D7000 I would have had no problem.
One other point though: If your level of interest and usage is DEFINITELY not going to change, then you actually could go for the old D200 - but if you spend any time looking around at the pics others here are taking using the later cameras (without great editing skills) then you may get to think there is a point to shelling out a couple of hundred extra bucks. When I look at my old pics, the technology difference between old digital and new digital pics is large.